Jingle Bills: How to Keep Scammers Out of Your Holiday Budget

Fairfax County, VA – The holiday season is a time for joy and generosity, but it’s also when scammers ramp up efforts to target unsuspecting individuals. FCPD is warning the community about common scams that spike during this festive time.

Holiday Scam #1: Impersonating Law Enforcement

During the holidays, scammers exploit the busy season by contacting victims, claiming to be police or government agents. They allege unpaid fines, missed jury duty, or legal issues and demand immediate payment via gift cards, cryptocurrency, or financial apps. They often use threats of arrest to pressure victims.

How to Stay Safe:

  • Know the Truth: Police will never demand payment to resolve legal issues, especially through gift cards or financial apps.
  • Verify Identity: If you receive a suspicious call, hang up and verify the caller’s identity by contacting FCPD’s non-emergency line at 703-691-2131.
  • Take Your Time: Scammers rely on urgency. Pause, consult with trusted family or friends, and don’t rush into decisions.

Holiday Scam #2: Bank Impersonators

Fraudsters increase activity during the holidays, posing as banks and warning of account breaches or fraud alerts. They ask for sensitive details like account credentials or confirmation codes to access your funds. Some even use “spoofed” numbers to appear legitimate.

How to Stay Safe:

  • Hang Up: Never respond to unsolicited calls or texts from unknown numbers. Verify concerns directly with your bank through official contact information.
  • Protect Your Info: Don’t share personal or banking details over the phone unless you initiated the call.
  • Be Skeptical: Banks will not ask for login information, confirmation codes, or remote access to your devices.

If you suspect a financial scam or have been a victim, report it to FCPD through the Financial Crimes Online Reporting (FiCOR) portal or call 703-691-2131 for assistance.

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